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The leading startup accelerator in the world
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An interest group focused on longevity issues since 1958
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An investment company created by Melinda French Gates
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"Life insurance pays your family if you die young. Savvly pays you when you live a long life. Therefore, you can spend more money now knowing Savvly helps cover you long-term."
- Dario Fusato, Chief Executive Officer & Co-Founder of Savvly
Unique tax benefits can increase your net worth and leave more money behind to family or charity
Long-term payouts consist of both market gains and uncorrelated long-life bonuses
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Helps you spend more now with peace of mind knowing you'll have more money coming later
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It’s an alternative investment that pays market returns and uncorrelated bonuses when you live a long life.
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It’s not an insurance policy. It can provide significant payouts while you’re still alive.
It’s a tax-efficient way to hedge against future expenses, built on a tiny fraction of your portfolio.
It’s not an actively managed fund. It’s a private investment in an ETF that tracks the S&P 500.
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Savvly late-life payouts can give you financial security at a fraction of the cost of alternatives.
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It’s not an annuity. But it can still provide a sizable income stream for long-term protection.
The Savvly ONE fund is available to accredited investors. You qualify if at least one of these applies to you:
You earn $200k/year or more
You and your spouse earn $300k/year or more
You have a net worth of $1M or more
You are an investment professional
Interested in becoming a founding investor? For a limited time, you can receive lifetime benefits.
Learn MoreSavvly fees are just 0.5% annually.* Refer to the Private Placement Memorandum for a comprehensive view of terms, which may include transaction fees associated with liquidation events.
Invest as much and as often as you want. Minimum investment is $100/mo or $1,000 one time. For a limited time, new clients can withdraw from Savvly with no early withdrawal fees for the first two years.
Be sure to download our mobile app to learn even more about Savvly, play out scenarios with the estimator, and view your Savvly balance.
Starting is easy. Set up a monthly draw or invest a small fraction of your savings just once.
Your money, alongside other Savvly investors’ contributions, is automatically invested in a low-cost ETF that tracks the S&P 500.
The market dictates performance with returns building over time.
Investing is currently available to accredited investors.
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When you reach your predetermined payout ages, you’ll get your payout in ETF shares.
Similar to traditional Social Security, the longer you live, the more you can get over time.
Your payouts consist of your original investment, its market returns, and your Savvly long-life bonus.
Savvly long-term payouts are designed to return 2-3x more than investing in the same funds without Savvly, as long as you live until your payout ages and do not withdraw early.
You’ll get in-kind returns, i.e. appreciated ETF shares so there is no tax event until liquidation. You can take advantage of the long-term capital gains tax rate.*
When some investors withdraw or pass away early, their market returns (and in some cases, potentially a small fraction of their initial investment) are reallocated to other investors.
Savvly estimates payouts through the same actuarial science insurance companies use, but with enhanced benefits for investors.
The Savvly long-term bonus is uncorrelated with the market and comes from the reallocation of residual funds from early withdrawals.
If an investor withdraws or passes away before their planned payouts start, they or their beneficiaries receive 75% of their initial investment + 1% for every year with Savvly. Their market returns (and any remaining portion of their principal, if applicable) are reallocated to the other Savvly investors.
By taking on this minor risk with a tiny portion of your portfolio, you can invest more aggressively in the short-term while protecting yourself long-term.
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Your investment is always held with the largest asset management firms, like Vanguard.
Your ETF shares are held in custody not by Savvly, but by an independent third-party custodian, Interactive Brokers.
Savvly is an alternative investment structured as a Limited Partnership.
Savvly does not manage the investment fund. Our role is to manage the payouts and the reallocation mechanics among Savvly investors.
* Savvly does not provide tax advice; please consult your tax professional.
@ 2023 Savvly. All rights reserved.
* Fees are 1% for the first two years.
Savvly Advisor, LLC is an exempt reporting advisor. Information presented is for educational purposes only intended for a broad audience. The information does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and are not guaranteed. Savvly Advisor, LLC has reasonable belief that this marketing does not include any false or material misleading statements or omissions of facts regarding services, investment, or client experience. Savvly Advisor, LLC has reasonable belief that the content as a whole will not cause an untrue or misleading implication regarding the advisor’s services, investments, or client experiences.Past performance of specific investment advice should not be relied upon without knowledge of certain circumstances of market events, nature and timing of the investments and relevant constraints of the investment. Savvly Advisor, LLC has presented information in a fair and balanced manner.Past performance is not indicative of future performance. Principal value and investment return will fluctuate. There are no implied guarantees or assurances that the target returns will be achieved or objectives will be met. Future returns may differ significantly from past returns due to many different factors. Investments involve risk and the possibility of loss of principal. The values and performance numbers represented in this report reflect Savvly Advisor, LLC’s management fees. The values used in this report were obtained from sources believed to be reliable. Performance numbers were calculated by Savvly Advisor, LLC using the data provided. Please consult your custodial statements for an official record of value. Savvly Advisor, LLC is not giving tax, legal or accounting advice, consult a professional tax or legal representative if needed. Savvly Advisor, LLC is an exempt reporting advisor and is the investment manager of Savvly Investment Fund 1, L.P., a 3(c)-7 fund and Savvly Investment Fund 2, L.P., a 3(c)-1 fund. The case study examples assume reinvestment of capital gains and dividends, but do not reflect the effect of any applicable sales charges, advisor fees, or redemption fees, which would lower these figures. The case studies are not intended to imply any future performance of the fund.
These case studies are for illustrative purposes only, to help show possible performance for investors. These case studies are created based on various assumptions, and there is no guarantee that these same results will be achieved by investors. The use of hypothetical returns naturally entails inherent risks and limitations. These returns do not represent the performance of any particular investor, account, or portfolio. No representation is being made that any investor will, or is likely, to achieve gains or losses similar to those presented. Please consider these and other factors carefully and do not place undue reliance on hypothetical information. These case studies are based on the following assumptions:
• Case studies assume a 3% early withdrawal rate before payout or death. In case of death or early withdrawal, beneficiaries receive 75% plus 1% for each year the clients remain in the fund, of the lesser of their initial investment or the current market value of that investment.
In addition to standard investment risks, the actual payouts received by clients may be impacted by sequence of returns risk and the volatility experienced within the sequence of returns. Sequence of returns risk is the risk that comes from the order in which investment returns occur. Significant market declines near payout age may reduce that amount received unless a client chooses to extend their investment over a longer duration.In addition to investment risks, the long-term total return of the Savvly is impacted by actual redemption rates (either voluntary or upon death) of Savvly investors. Total returns may decline if mortality rates or voluntary redemptions decline and may increase if mortality rates or voluntary redemptions increase. To the extent investors live longer than predicted by the mortality table, the return provided by the longevity reallocation mechanism will be reduced. No assurance can be given that the mortality experience of Savvly will conform to that reflected in the Actuarial Life Table.
Unlike traditional mutual funds or exchange traded funds (“ETFs”), Savvly operates unique investment fund structures and investors should carefully consider whether their financial condition and investment objectives are aligned with these retirement-focused investments. Savvly may be suitable for an investor primarily concerned about ensuring sufficient capital for the later years of retirement. Savvly may not be suitable for an investor whose primary objective is short term growth. Payouts from Savvly are tied to the life of the investor and, accordingly, people with serious or life-threatening health issues should not invest in Savvly.Savvly is not an insurance company, Savvly investments are not insurance or annuity contracts, and investors will not have the protections of insurance laws. Payouts from Savvly are not guaranteed or backed by an insurance company or any third party, nor are they exposed to counterparty risk from Savvly, as investors have title to assets in the underlying limited partnership in the event that Savvly stops operating.The long-term total return of Savvly may be impacted by volatility and sequence of returns risk. The long-term total return of Savvly will also be impacted by actual redemption rates, and may increase or decline as mortality rates or voluntary redemptions increase or decline. This is not a complete list of the risks associated with an investment in Savvly.Please read the Private Placement Memorandum before investing. Important information about Savvly is contained in the Private Placement Memorandum. Management fees and expenses all may be associated with investments in private placement opportunities. Private placements are not guaranteed, their values change frequently, and past performance may not be repeated.Savvly Advisor LLC is the Manager of funds invested in Savvly. For further information on Savvly, please visit www.savvly.com. Savvly and the Savvly logo are trademarks of Savvly Advisor LLC, registered in the United States.
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